Three mainstream AI subscriptions that each look like “about $20” become a $59.99 monthly stack.
At the U.S. web prices checked on July 30, 2026:
| Plan | Official listed price |
|---|---|
| ChatGPT Plus | $20/month |
| Claude Pro | $20/month |
| Google AI Pro | $19.99/month |
| Total | $59.99/month |
Left unchanged for twelve months, that is $719.88 before tax.
This is not a claim that the plans have identical features or value. Regional prices, promotions, annual billing, usage limits, and app-store charges can differ. Google AI Pro also includes storage and other benefits.
But a bundle benefit should reduce the comparison cost only when it replaces something you would otherwise pay for. Unused storage or a feature you never open is not money saved.
The useful question
Do not ask whether three tools are each “worth $20.” Ask whether each one owns a separate job.
Write one line per plan:
I keep this plan because it completes this repeated task, this often, and the cheaper fallback fails in this measured way.
If two plans claim the same job — general drafting, brainstorming, summarizing, or casual research — you are probably paying for overlap.
Most people should start with zero or one paid AI subscription. If the stack is already crowded, use the 14-day cancellation test and remove the plan whose absence changes the least.
Price pages change. Recheck the official sources before buying; the durable decision is not the exact total but whether every recurring charge has a recurring job.